Six Steps To Estate Planning In Bountiful, UT

estate planning with an advisor

Did you know that the Covid-19 pandemic increased the overall U.S. awareness of the need to have a will, living trust, or other similar end-of-life document, prepared? According to an August 2022 survey from (senior living referral service):  50% think estate planning is somewhat important 33% have these plans in place 67% are leaving […]

Is A Will the Same Thing as a Trust? No…

Estate Planning

Though they are often mistaken for one another, a will and a trust are very different legal documents. Both are legal instruments that ensure any assets passed down to heirs and beneficiaries are in accordance with your wishes. While each is considered a pillar of estate planning, there are several disparities to consider, such as […]

What Is An Estate Plan And Why Do I Need One?

elderly couple talking to advisor

When you think of the most precious memories and treasured items of your loved ones, what comes to mind? Whether it was quality time spent with family members, the family farm, or a pocket watch of your great-great grandfather, passing along your most valuable items matters. Even if it might not feel like a top […]

What Are The Best Tax Reduction Strategies For Retirement?

Rolling the dice on taxes

Don’t gamble with your retirement income. Instead, seek a financial advisor in Bountiful, UT, for tax planning in retirement. If you understand the concept that taxes are half the battle to protect and grow your wealth, you’re already ahead of the comprehensive financial planning game.  Maximizing your investments during retirement can make or break your […]

What Determines a Long-Term Investment?

Long Term Vision

As retirement investment advisors, we will tell you that confident commitment is at the core of long-term investing. A standard definition of an investment in the financial world is an asset that generates the potential for income or appreciation over a certain time. There are few things in life as important as making suitable investment […]

5 Risk Management Solutions You Need to Know About

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You might be familiar with the concept of risk and how it works, but do you know how to apply strategies for managing it? Risk is an inescapable part of investing, and if you have the knowledge, you can take action to minimize its impact. This ability to minimize risk can result in significant and […]

An August Letter to Clients: The Fed’s medicine for inflation

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The Federal Reserve has been grappling with the worst inflation in over 40 years. Of course, it’s not just the Fed. Equity investors, bondholders, consumers, and workers are feeling the sting of higher prices as well.  High inflation has forced the Fed to react by ratcheting up interest rates at the fastest pace since the […]

Do I Need A Financial Planner To Help Me Retire?

Happy old couple clients make financial deal handshake meeting lawyer

So you want to retire, but do you have a financial plan in place? If not, why not? Creating a retirement strategy is essential for all individuals approaching their golden years. It ensures that you are able to enjoy the last phase of your life and live it according to your needs and desires.  However, […]

What Is The Difference Between Financial Planning And Wealth Management?

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Financial planning and wealth management are often used interchangeably, but there are some subtle differences between the two. In order to help determine what kind of help to seek, or what kind of professional to reach out to, understanding the difference between financial and wealth management is a solid place to begin. Financial planning is […]

Are There Any Silver Linings to Rising Inflation?

Man walking to new better world of hope and bright future

A hodgepodge of economic factors has gotten us to where we are today. In retrospect, we are now experiencing some of the highest inflation in decades. As people worry about a potential recession, we are here to help you stay calm amidst the unknown and plan for all outcomes. To address the top concern for […]