Just as a doctor wouldn’t prescribe any type of medication or procedure without first having an accurate diagnosis of their patient’s situation, we wouldn’t recommend any investment or income plan without first understanding you and your financial situation. This meeting allows us to do just that.
In a no-pressure, no-obligation setting, we sit down and get to know you personally and financially. Our goal in this meeting is to discover whether we can really help you*. Your goal is to figure out whether we’re the right fit for your financial situation. In essence, our discovery meeting is comparable to a “first date” between you and us.
Generally, this meeting takes about 30 to 45 minutes, and we may schedule an additional follow up meeting if we feel there is more discovery to be done before moving on.
*Due to the level of detail inherit in the planning that we provide, we’re only able to work with a limited number of clients or risk diluting the effectiveness of what we do. Thus we choose to only work with clients that are in a position that we feel we can truly help.
What are your DREAMS?
We’ve found that every client is unique and brings their own set of goals, incentives, and challenges. While some clients may have a very complex financial situation, others may be more simple. Through the D3REAM experience process we’re able to maximize a lifetime’s worth of hard work.
Whatever your situation and preferences, we’ve developed a system to identify, articulate, and clarify your retirement goals and dreams in order to develop a custom plan to get you there.
What are your DREAMS?
Before meeting with us to begin the DREAM experience, it’s a good idea to consider what your reasons are for retirement. Why do you want to retire? Are you simply done working and ready to relax, or do you want to continue to work or mentor on the side? Do you want to travel and see the world or do you want to stay close to home?
What projects would you like to work on? Where would you like to go and see? What hobbies do you want to fund?
What experiences would you like to have? And do you have a plan of action as to how you’re going to fund those activities and experiences?
Whether you want to travel, give to your church or favorite charity, or take your grandchildren on vacation, our goal is to get you there. By creating an income and investment plan, then implementing that plan in the real world, we can assist you in living out your ideal retirement.
Strategic. Effective. Logical.
Most clients who work with us have used a variety of financial planners, attorneys, 401(k) plan administrators, and CPAs during their working years. Many of these are trusted professionals.
As you approach retirement, it’s very common that additional professional resources are needed. Additional resources are needed to solve new problems that present themselves. For example, decisions need to be made around Social Security, Medicare, tax minimization, income planning, and at-retirement investing.
Rarely do your previous professional relationships have the expertise to solve these new obstacles. From experience, you need a team who has expertise in these specific areas. After all, you wouldn’t want a general practitioner to do your heart surgery, you would want a heart surgeon.
We know that trust is earned.
Finding new professional relationships that you trust is one of three necessary transitions into retirement (the other two transitions are your investments and creating retirement income). We’re grateful for the many families that trust us to be a part of their retirement team.
As an independent and agnostic firm we have the flexibility to use best in class investment strategies and aren’t mandated to use a specific set of investments or insurance products. We’re also fiduciaries, which means we’re legally obligated to do what’s in your best long-term interest.
If the D3REAM Experience peaks your interest, we’d invite you to schedule a free consultation with one of our planners. This meeting is no charge and allows us to get to know each other, discuss your situation, and explain the proven process we’ve developed over many years.
Request a free forensic portfolio analysis to find areas to increase returns and decrease your risk.